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Non-custodial debit card and IBAN - Your Money, Your Control

Experience the Freedom of Decentralized Payments

Trusted by Industry Leaders:

Redefine Your Payment Experience

Get started with a free account and enjoy the added security of the Wirex debit card – your hassle-free solution for seamlessly entering and exiting the world of cryptocurrency for all your daily financial needs.


Total Control Over Your Assets

Instant Spending

Crypto Convenience Wherever debit is Accepted

Uncompromised Security

Peace of Mind with Top Security Standards

Digital Asset Flexibility

Easy Management, Lending, and Borrowing

Leading with Technological Excellence

ZK-Powered Transactions: Fast and Secure

EVM Compatibility: Broad Functionalities and Interoperability

Simplified Transactions with Account Abstraction

Gasless Transactions: Zero Fees for Payment on W-Pay

How It Works

Register with WPay and set up your unique Spending Account Abstraction (AA), integrating it with your Externally Owned Account (EOA) wallet. 

1. Sign Up and Setup

Enjoy complete self-custody of your funds, ensuring security and freedom from third-party custody. 

2. Gain Full Control

Personalize your spending limits and preferences. Transactions are authorized based on your balance and limits, prioritizing security. 

3. Customize and Secure

Experience efficient transaction settlement in fiat currency with card schemes, streamlined for smooth financial management. 

4. Seamless Financial Operations

Join the W-Pay revolution

Recent WPay Blogs

What is WPay?

WPay is the first Decentralized Payment Network, uniquely merging traditional and decentralized finance (DeFi). It leverages the capabilities of the award-winning Wirex platform.

What is the WPay Card?

The WPay Card is a self-custodial debit card that allows you to spend your digital assets in the traditional economy using the WPay network.

How Does Self-Custody Work?

With the WPay Card, you directly control your assets, thereby ensuring no counterparty risk.

Where Can I Use the WPay Card?

The WPay Card is accepted by over 50 million merchants in more than 200 countries.

Who is WPay's Target Audience?

WPay focuses on crypto-native users, decentralized applications, non-custodial wallets, and DAOs.

How Can I Get Access to WPay?

To access WPay's Early Access, please visit and provide your details.


You Asked, We Answered

Please note that the availability of the products and services on the Wirex app is subject to jurisdictional limitations. Wirex may not offer certain products, features and/or services on the Wirex app in certain jurisdictions due to potential or actual regulatory restrictions.

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